Guidance for the insurance of incoming tourists to Iran:
Iran is an ancient country which is one of the best tourism destinations in the world due to its rich history, geographical variety, spiritual and religious attractions and also the progress of medical science.
According to the fear and worry which is always a negative point in traveling (entering and settling in new and unknown places, sicknesses, accidents or other unpredictable happenings that cause apprehension for the travelers), so removing this stress and fear from the travelers and compensating their damages will make them relieved during their stay.
The easiest way for the confidence of the travelers for compensating their damages during the travel is accident insurance, treatment insurance, and also travels insurance.
We have accepted that the traveler shouldn’t have any concern behalf of the travel insurance. Due to the policy of incoming insurance, all the foreign nationalities and people who live abroad can use the advantages of this insurance by buying it.
This insurance is related to those who travel to Islamic Republic of Iran. If the insured person becomes sick or body injures by an accident, or medical quarantine advises by the doctor, the insurer is supposed to organize the following services and pay all the related expenses.
Start of the insurance would be from the time of the traveler’s arrival.
The price of the insurance would be determined and calculated according to the duration of the insurance and the insured age based on Euro.
There is not any age limitation in this insurance.
The advantages of incoming travelers insurance in Iran:
1. The transfer:
A. The reception and transfer of the patient to the nearest hospital or equipped medical clinic in the least possible time,
B. Returning the patient to his or her country land considering the therapist idea and the trustful patient’s doctor confirmation, if the insured patient’s conditions be stunts of his return as a normal patient.
C. In case of death of the insured person, doing all the needed proceedings for transferring the dead body to the nearest airport of his homeland.
D. Doing all the needed proceedings for the return of all under 15 years old entourages of the patient to their country land with a supervisor, in case that the patient be not able to return back home with a personal vehicle or the vehicle which was used for arrival.
E. Doing all the needed proceedings for the transfer of one of the traveler’s relations to Iran if the insured person be hospitalized in a hospital and need an attendant during the treatment due to his doctor’s idea.
2. The expense payment:
A. Medical expenses:
The medical and hospitalized expenses will be paid up to 10000 Euros with the doctor’s evidence based on the urgent treatment need during the insurance as follows:
_The medical expenses of the primary visit, laboratory and medical imaging, drug expenses, outpatient surgery, physiotherapy and transfer to the related hospitals or medical centers.
_The medical expenses of the surgery and hospitalized of the patient to the limited hospitals (Day Care with more than 6 hours hospitalization)
B. Nonmedical expenses:
_In case of death of the insured person, doing all the needed proceedings for preparing a coffin and transferring the dead body to the nearest airport of his homeland.
_ Doing all the needed proceedings for the transfer of one of the traveler’s relations to Iran (the expenses of arrival and departure), if the insured person be hospitalized in a hospital more than 10 days and need an attendant during the treatment due to his doctor’s idea.
_The expense of the patient’s urgent return to his country land in case of injuries or acute sickness or the death of relations.
_ The expenses of the return of all under 15 years old entourages of the patient to their country land with a supervisor, in case that the patient die or is not able to return back home.
_Urgent expenses of dental care up to 200 Euros. These expenses are related to cure of toothache, infection and teeth pulling.
_All the needed expenses for providing important travel documents such as passport, driving license, or consular documents in case of their lost, up to 200 Euros.
_The judicial expenses up to 250 Euros which is claimed against the insured person.
_The compensate expenses of the traveler’s property or suitcase’s lost up to 150 Euros.
This insurance also includes the responsibility of the travel agencies toward the incoming travelers. This means that if something happened to the traveler during his trip to Iran that cause medical injuries, maim or death, your agent will undertake all its responsibility. Your insurance company will pay for all the mentioned damages up to 220000000 Tomans.
It’s a good idea to be safe rather than to be sorry. Join us for exploring the real Iran.